Arturo Cruz November 21, 2025
Shopping for a home in the Washington, DC area? With a $650K budget, your options stretch wide — but what you get changes dramatically depending on where you look. Here’s a clear, no-fluff breakdown of what your money buys in DC, Arlington, and Ashburn so you can decide which lifestyle fits you best.
If you crave walkability and a vibrant lifestyle, DC delivers in a big way.
1–2 bedroom condo (≈ 850–1,200 sq. ft.)
Modern finishes, renovated interiors
Amenities like rooftop decks, concierge, fitness centers
Steps from Metro, cafés, restaurants, nightlife
Navy Yard
Logan Circle
Columbia Heights
NoMa
Walkability🚶♂️
Lifestyle + amenities🍽️
Strong rental potential📈
Limited space
Higher condo fees
Parking may be extra🚗💸
Verdict: Ideal for lifestyle-driven buyers who want city living without needing tons of space.
Arlington gives you the best of both worlds — more space while staying minutes from DC.
2-bedroom condo or townhouse (≈ 1,000–1,500 sq. ft.)
Updated interiors
Walkable to major Metro lines
Assigned parking in many buildings
Ballston
Courthouse
Columbia Pike
Shirlington
Easy commute to DC🚇
Lower property taxes than DC
Strong resale value💼
Townhomes may need cosmetic updates
Still less space than the outer suburbs
Verdict: Great for buyers who want convenience, good schools, and balance.
This is where your money stretches the farthest. Ashburn is known for larger homes, newer construction, and community amenities.
Modern townhome or starter single-family (≈ 1,800–2,500+ sq. ft.)
Open layouts, garages, backyards
Pools, gyms, trails, playgrounds
Mostly 2005+ construction
Brambleton
Broadlands
Ashburn Village
Near One Loudoun
Best value per square foot💰
Newer construction🔨
Top-rated Loudoun schools🏘️
Resort-style amenities🏊♀️
Longer commute into DC🚗
More car-dependent
Higher HOA/amenity fees
Verdict: Perfect for buyers who want space, comfort, and a newer home — and don’t mind the commute.
At $650,000 in the DC metro area, your lifestyle options vary dramatically:
DC = walkability + city vibe🌆
Arlington = balance + convenience⭐
Ashburn = maximum space + modern living🏘️
If you’re thinking about exploring these areas, I’ll guide you through the numbers, neighborhoods, and strategies so you make the smartest move.
Experience personalized real estate service with Team Cruz, a determined and passionate professional group. With a background in finance and a commitment to creating generational wealth, they provide a white-glove experience, anticipating your needs and exceeding expectations. Discover your dream home with a team that values relationships and delivers results.