Rent vs Buy on a G-4 Visa: The Math Most People Ignore
January 19, 2026
January 19, 2026
For many G-4 visa holders, the rent vs buy decision is based on comfort and flexibility. But this is not a feeling — it’s math.
Below are the key questions that matter most.
Can G-4 visa holders buy a home in the U.S.?
Yes. G-4 visa holders are allowed to purchase property, and many already own homes in the DC Metro area.
Why do most people rent instead of buy?
Renting feels safer due to visa status and uncertainty. However, this often overlooks long-term financial impact.
What math is commonly ignored?
People compare monthly rent to mortgage payments but miss:
Rent never builds equity
Mortgages do
Rent increases over time
Many mortgages stay stable
Over a few years, the difference adds up.
Is buying worth it if I don’t stay long-term?
Often, yes. Equity growth and appreciation can offset costs, especially over 3–5 years.
When does renting make more sense?
Renting may be better for short stays or frequent relocations.
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